How to Boost Your Credit Score?

Here are some easy tips to help you improve your credit score. 

Pay your credit card bills & loans before due dates

Timely payments are crucial for a good credit score; set up automatic payments or calendar reminders to ensure you never miss a due date.

Reduce utilization of credit card limits

High credit utilization can negatively impact your score; aim to keep your credit card balances below 30% of your credit limits.

Don’t apply for loans & credit cards with multiple banks

Multiple loan applications result in multiple hard inquiries, which can lower your score; apply for credit only when necessary and from a single trusted institution.

Obtain your credit report regularly & check for errors

Inaccuracies on your credit report can harm your score; make it a habit to review your credit report at least annually and dispute any errors you find.

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About My Credit Score SA™

At My Credit Score SA™, our mission is to empower you with the tools and insights needed to take control of your financial well-being. By providing free access to your credit score and credit report from registered credit bureaus, we help you make informed financial decisions. 

We obtain your credit report and score monthly from a designated, NCR-registered credit bureau, covering all associated costs. This information is securely stored on our systems and made available to you through our website.

To ensure the security of your data, we conduct a thorough ID validation process upon your registration. Once validated, you gain access to your credit report and score.

As an active user, you’ll receive an updated credit report and score each month. We notify you via email whenever there are significant changes to your credit information.

We analyze your credit information, and where applicable, that of your financial associates. This analysis helps us identify and inform you of credit products like personal loans and credit cards that suit your profile, potentially saving you money.

To deliver our comprehensive services, we collaborate with third-party providers such as credit bureaux. We may share your data with these providers to validate your ID and offer our services, as detailed in our Privacy Policy.

By agreeing to our terms and registering, you engage us to act as your authorized agent in obtaining and providing these credit insights. With My Credit Score SA™, you’re not just getting a credit score; you’re gaining a partner in your financial journey.